FOR CORPORATE WEBMASTER

Liknot Terms of Use

EDITORIAL AS OF December 01, 2018

  1. GENERAL PROVISIONS

1.1. The current rules establish Liknot system usage procedure and terms by a Webmaster, being a legal entity or an individual entrepreneur, which incorporation country is the Russian Federation, or the Republic of Kazakhstan, Ukraine, the Republic of Belarus, the Republic of Moldova.

1.2. The current rules do not entail civil consequences until the contract signing, which refers to the current rules. The Publisher can’t sign the cooperation agreement with Liknot and/or use the System until the actions described in the Rules have been performed, except for at Liknot discretion.

1.3. Liknot provides an access to the services for working with advertising materials to be displayed in telecommunication networks and/or on partner websites, blogs, social networks and other similar tools.

1.4. The Applicant’s individual representative perform the actions of the Applicant’s behalf. The representative’s authority is confirmed by Authorization and follows from the situation before an account creation. Liknot may request the Webmaster to provide the documentary evidence of the representative's authority.

  1. TERMS

2.1. «Authorization» is the identification data analysis process by Liknot, entered by the Webmaster, according to which results the rights scope to use the System is determined in relation to the Webmater by Liknot. Then the Webmaster has got the technological opportunity to use the System in the current volume. Identification data is entered in the password form and, if applicable, a login, uniquely related to the only Account in the System (hereinafter referred to as «Password» and «Login»), as well as identification data are the Webmaster's equipment data, used to perform actions in the current system. The rights scope to use the System by the Publisher may be changed by Liknot during the current Agreement validity, depending on the requirements of the legislation, government agencies, the Publisher’s and related persons’ actions.

2.2. «Applicant» is a person, submitting a Request to Liknot. The Applicant in the System is provided with the Webmaster status after the Request approval by Liknot.

2.3. «Request» is the System usage request.

2.4. «Personal Account» is the System section, closed from public access, intended for the Webmaster to perform actions in the System and get the required information.

2.5. «User» is an individual, who gets acquainted with Advertising Materials, Advertising Links, is motivated to perform Targeted Actions.

2.6. «Advertising link» is the link to Advertising materials, a web page, a mobile app and other similar advertising objects.

2.7. «Advertising materials» is the information about the company and/or its products (services), in text, graphic, or other form, available for viewing by the User.

2.8. «Resource» is a place (web page, mobile application, etc.), where the Webmaster places Advertising materials, Advertising links and/or organizes a search for Users, performing actions related to advertising services without placing Advertising materials.

2.9. «System» is Liknot information system for recording the Parties’ actions, calculating statistics for the advertising services and Targeted actions provision as well as on Users’ personal data transfer.

2.10. «Account» is Liknot database record contained in the System, which refers to the Webmaster only and contains the Webmaster’s and his actions data in the System, including identification data for Authorization.

2.11. «Target action» («Lead») is the action, performed by the User and defined in the System.

  1. APPLICANT’S REQUIREMENTS

3.1. The applicant must be an unrestricted legal entity or an individual entrepreneur, whose registration country is the Russian Federation, or the Republic of Kazakhstan, Ukraine, the Republic of Belarus, the Republic of Moldova.

3.2. The applicant must have a valid bank account.

3.3. The applicant must have a valid email address.

3.4. The Applicant must have a telephone number.

3.5. The Applicant must have Resources, used to implement the User’s consent mechanism to process his personal data before the Applicant starts providing services. The current Agreements provide the minimum conditions, attached to the current Rules. The minimum conditions can be changed by Liknot in relation to each of the incorporation country of the Publisher and communicated to him in a separate message.

3.6. The Applicant must have all of the following equipment, allowing to:

perform actions in the System via the Internet;

get/send text messages via mobile telephone radio;

get/make calls by telephone.

3.7. The Applicant must have constant access to the Internet and mobile telephone radio communication (at least 8 hours per day).

3.8. The Applicant's representative must understand Russian.

3.9. «Liknot» LLC is not the webmaster’s tax agent. The webmaster must pay independently all the taxes, arising from the Reward receipt fact by the webmaster, in accordance with the Russian Federation tax and civil legislation.

  1. REQUEST SUBMITTING PROCEDURE. REQUEST CONSIDERATION PROCEDURE

4.1. The Applicant fills in the required fields in the System and registers an Account when submitting a Request. The Applicant must fill out a questionnaire in the amount specified in the System after Authorization.

4.2. The Webmaster must immediately update the changed data through the Personal Account when changing his data.

4.3. The Applicant is not entitled to submit a Request, if he does not meet the requirements specified in the Rules.

4.4. The Application is submitted through the System by creating an Account.

4.5. The Request Receipt does not oblige Liknot to sign an agreement for the System use or provide an access to the System.

4.6. The Request consideration term is determined by Liknot independently. The Request consideration term can’t exceed 30 (thirty) Working days, which does not include the documents originals (copies) provision terms, requested by Liknot. The Applicant provides information, and the Applicant performs the actions, requested by Liknot.

4.7. Liknot is entitled to require the Applicant to perform the following actions in order to make a decision on providing the Applicant with the right to access the System:

4.7.1. applicant's registration documents copies provision;

4.7.2. answering Liknot's questions relatively to the Applicant, in the System, by phone, via Internet messengers;

4.7.3. Request submission on paper with the Applicant's representative signature or in pdf format with a qualified electronic signature of the Applicant's representative;

4.7.4. links provision by the Applicant to the Resources, used to implement the User’s consent mechanism to process his personal data and these consents specify the minimum conditions, attached to the current Rules;

4.7.5. The Applicant’s authorization in the third parties’ information systems;

4.7.6. performing other similar actions.

4.8. Liknot takes one decision from the following based on the Request and other documents (information) consideration results, submitted by the Applicant:

4.8.1. The Request approval. Liknot will offer the Applicant to use the System and/or sign a cooperation agreement with Liknot;

4.8.2. The Request suspension, specifying the actions, which must be taken by the Applicant to resume the Request consideration;

4.8.3. The refusal to use the System.

4.9. Liknot decision, based on the Request consideration result, is made by it alone. The decision reasons are not disclosed to the Applicant.

  1. SYSTEM USE

5.1. Liknot is entitled to unilaterally change the System functionality for the Applicant. Such changes may be caused by the Applicant’s need to perform any actions (agreement signing, response to a Liknot request, reconciliation of statistics and other similar actions) and/various events occurrence.

5.2. The Webmaster undertakes to take measures to prevent third parties from accessing the Login and Password, the equipment, used to perform actions in the System. The Webmaster is prohibited to transfer the Login and Password to third parties, or provide third parties with an access to the System once completed the Authorization.

5.3. The Actions performed while using the Personal Account once Authorized, are deemed the actions, performed by the Webmaster. The current actions content and their consequences, not specified in the current Agreement, are described in the System.

5.4. Liknot is entitled to suspend the System use by the Webmaster in cases, when the Webmaster violates the personal data processing terms, the cooperation agreement with Liknot, the Rules, the applicable law requirements. Besides Liknot is entitled to suspend the System use by the Webmaster when Liknot has sent to the Publisher or received from the Publisher Agreement termination notice.

5.5. Liknot is entitled to suspend the System usage by the Webmaster, if he attempts to Authorize the Webmaster or other Webmaster’s actions in the System seem suspicious to Liknot (a large incorrectly entered passwords number, information inconsistency from the Webmaster's equipment and the data declared by him, etc.).

5.6. The Webmaster must join Liknot API in accordance with Liknot's instructions, if Liknot and the Webmaster interact through the Request Programming Interface (API).

  1. INFORMATION EXCHANGE

6.1. Liknot recommends the Applicant, established in the Russian Federation, to connect Diadoc electronic document management system (https://www.diadoc.ru/).

6.2. Text messages are deemed outgoing from the Webmaster, if being committed (any of the following):

6.2.1. via your personal account;

6.2.2. via email address, specified in the System as the Webmaster’s and/or his representative’s contact details;

6.2.3. Using the subscriber’s telephone number details, specified in the System as the Webmaster’s and/or his representative’s contact details;

6.2.4. Using the messengers identifiers, specified in the System as the Publisher’s and/or his representative’s contact details.

6.3. Voice messages are deemed outgoing from the Webmaster, if being made while using the subscriber’s telephone number details, specified in the System as the Webmaster’s and/or his representative’s contact details.

6.4. Text messages are deemed outgoing from Liknot, if being committed (any of the following):

6.4.1. On Liknot behalf through the System;

6.4.2. From the email address provided by Liknot as Liknot’s and/or its representative’s contact details;

6.4.3. Using the subscriber telephone number details, specified by Liknot as Liknot’s and/or its representative’s contact details;

6.4.4. Using the messengers identifiers, specified by Liknot as Liknot’s and/or its representative’s contact details.

6.5. Voice messages are deemed outgoing from Liknot, if they being sent while using the subscriber telephone number details, specified by Liknot as Liknot’s and/or its representative’s the contact details.

6.6. Liknot’s and Webmaster’s exchange paper correspondence by post to their addresses, specified in the legal entities registration.

  1. WEB-MASTER EQUIPMENT DATA

7.1. Liknot may save the Webmaster’s (Applicant’s) equipment, applied to use the System, including data on equipment identifiers, SIM card identifiers, equipment location, cookies, software used in the equipment, technological data provided by the equipment during data transmission (protocols, IP addresses, etc.). The equipment data can be used as identification data when using the system by the Webmaster, as well as for researching the equipment actions and reports.

7.2. Webmaster's equipment data is not transferred to third parties.

  1. RULES VALIDATION TIME. TERMS

8.1. The rules can be changed without prior notice to the Webmaster. The modified rules version is published on the Internet.

8.2. UTC+ 3 is applied to the Rules and the relations, governed by them.

8.3. The action must be completed within five days, if the Rules do not specify any action performance period or its determining procedure is absent.

Appendix to Liknot Terms of Use

(for corporate Webmaster)

Personal data processing consent form

I freely, according to my own free will and in my own interest, provide my consent to «LIKNOT» limited liability company, the company name may be changed (hereinafter referred to as the «Company») to process my personal data within the following conditions.

  1. TERMS AND DEFINITIONS

1.1. «Financial services operator» is a legal entity, providing banking, insurance, microfinance services, services in the securities market, lease agreement services, payment system ones. Financial service operators are published in the registries on www.cbr.ru website and their name and registration number are deemed included in the current Consent or in the one, generated by the appendix to the current Consent, at the link specified.

1.2. «Mobile radio operator» is a legal entity, providing mobile radio services. Mobile radio operators are published in the registers on www.rkn.gov.ru website and their name and registration number are deemed included in the current Consent or in the one, generated according to the appendix to the current Consent at the link specified.

1.3. «Credit Bureau» is a legal entity, providing services for credit histories formation, processing and storage as well as credit reports and related services provision. Credit bureaus are published in the registers on www.cbr.ru website, and their name and registration number are deemed included in the current Consent or in the one, formed according to the appendix to the current Consent at the link specified.

1.4. «Consent» is the current consent to the personal data processing.

1.5. Financial Services Operator, Mobile Operator, Credit Bureau are collectively referred to as the «Operators».

  1. PROCESSED PERSONAL DATA LIST

The personal data, processed by the Company, includes the data specified, directly provided by me from the list below, as well as my data, publicly available on the Internet. My personal data provision to the Company can be made both at the date I provide my Consent and later, during the current Consent validity. My personal data provided by me during the current Consent validity is processed within the current Consent terms, unless I provide another consent to the personal data processing.

Identification data, i.e. the data used to establish my identity, including full name, gender, date and place of birth, identity document name and details (passport series and number, issue date and issuing authority name), identification taxpayer number, Individual insurance account number (SNILS), policy number in the compulsory health insurance system.

Contact data (i.e. data used to interact with me): address of residence, address of location (stay), mobile phone number, landline phone number, email addresses, publicly available profiles on the social network, my identifiers on the Internet messengers; my representatives’ contact details.

Payment data: payment card number, electronic means of payment number, bank account details.

Data about my equipment (devices), used to perform actions on the Internet, to get services from the Operators: data on equipment identifiers, SIM card identifiers, equipment location, cookies, software used in the equipment, technological data provided by the equipment when transferring data (used protocols, IP addresses, etc.). I am aware of the fact my equipment settings may allow my data transferring by my equipment regardless of the current consent and/or termination and the Company’s actions. I fully realize that my equipment settings are subject to my control. Therefore I realize that I need to independently change my equipment settings, if I wish to stop my data transferring to the Society.

Financial and property data: my income amount, the my expenses amount, my debt amount of data within the financial services contracts, on the payments amount due to me within financial service contracts on my own property, my scoring points data in the Credit Bureau.

Financial transactions data: number data, agreement date, cash flows data within the current agreement, debt occurrence data, debt amount data, including data on the principal debt, interest accrued, sanctions, data on previously signed credit agreements, loan agreements, other agreements and my performance of obligations under them.

 

My employment and entrepreneurship data: my income sources data, work places data, work addresses data, employees number data in the organization, positions, work experience data; my positions in the legal entities’ management bodies.

My relatives data: information about my marital status, children number, my family members data, my relatives data, other people data, living with me, my neighbors data.

My legal status data: my bankruptcy data, my disqualification data from being able to hold certain positions, on my corporate participation in organizations, beneficial ownership of organizations, citizenship data.

  1. ACTIONS TAKEN WITH PERSONAL DATA

The Consent is provided to any action or actions set, performed with personal data, including collection, recording, systematization, accumulation, storage, clarification (update, change), extraction, use, transfer (distribution, provision, access), depersonalization, blocking, deletion, personal data destruction and transfer, to the Company’s archive.

The Consent is provided to personal data transfer by the Company to the Operators. It is deemed that the Operator gets my consent to the personal data processing in the form, given in Appendix 1 to the current Consent. The Company may use automation to fill out my consent to my personal data processing in the specified form, in connection with which the final consent to the Operator can be automatically filled in with my personal data previously transferred to the Company and particular Operator’s data. The Company is prohibited to sign any consent on my behalf on my personal data processing and may confirm my consent to the Operators by providing data from the information system.

The Consent is provided for sending me information messages as well, including advertising, through the radio communication networks while using mobile operators.

The Consent is provided including for my creditworthiness assessment, my score calculation and / or receipt by the Credit Bureau and/or from the Credit Bureau.

The Consent is provided including for getting acquainted with my data publicly available on the Internet, including data from social networks, as well as, but not limited to, to build mathematical models based on such open data.

The Consent is provided including for conducting research by the Company while using my personal data, including statistical research, as well as my anonymized personal data transfer for research, including statistical research, to third parties.

  1. PROCESSING GOALS AND METHODS

The personal data processing goal is:

  • various financial services receipt by me during the current Consent validity period from the Operators, which the Company will store and transfer my personal data to the Operators for;
  • contacts with me as the Operators 'services potential consumer to promote the Operators' services;
  • receiving advertising mailings on communication networks by me;
  • my creditworthiness assessment;
  • mathematical models construction based on my data, publicly available on the Internet;
  • interaction with third parties aimed at returning my overdue debt;
  • contacts with me as the Company's services potential consumer to promote the Company's services;
  • getting me informed about the operators list, processing my data using the Company's information system;
  • increasing the Operators’ offers quality provided to me. The Society may research my personal data, including statistical data, as well as research my equipment actions and reports for this.

Personal data processing method by the Company is automated processing.

  1. CONSENT VALIDITY AND TERMINATION

The Consent is valid for 15 years. Consent can be revoked by making a written revocation on paper, signed with own hand.

I must send the current Consent termination document to the Society's address by the postal service. I realize that the current Consent termination does not mean that my personal data will not be used by other operators except for the Company, which my personal data were transferred to before termination date.

My Consent does not prevent me from giving the Company other consent to my personal data processing. My latest Consent, provided to the Company, is valid, namely the only its part, which differs from the Consent, if I have given several consents to the Company with respect to the same personal data of mine. My other consents to my personal data processing don’t not cancel the Consent and change the only it’s part, which specifies it (or obviously follows from the consent texts).

  1. CONSENT AND PERSONAL DATA PROVISION METHOD. CONSENT FORMATION ON THE MEDIA

I can provide my data and change their provided volume via the Internet, including, but not limited to, through questionnaires, mobile apps, authorization in social networks, by phone, by codes in SMS messages, through a unified identification and authentication system... I can provide my data and change their provided volume by applying to the Company on paper, with my signature certification by the Company’s and/or a notary’s representative.

The Consent formation in an objective form (on paper or in electronic form) is carried out by automatically combining my personal data and the current Consent form.

Appendix No. 1

to personal data processing consent

Consent form for personal data processing for the service operator

I, _____________________________________________________________________, freely, according to my own free will and within my own interest, provide my consent to _________________________________________, (hereinafter referred to as the «Company»), to my personal data processing within the following terms.

  1. PROCESSED PERSONAL DATA LIST

The personal data processed by the Company includes the specified data directly provided by me from the list below, as well as my data publicly available on the Internet. My personal data provision to the Company can be made both at the date I provide my Consent and later, within the current Consent validity. My personal data provided during the current Consent validity is processed on the Consent terms basis, unless I give another consent to my personal data processing.

Identification data, i.e. the data used to establish my identity, including full name, gender, date and place of birth, identity document name and details (passport series and number, issue date and issuing authority name), identification taxpayer number, Individual insurance account number (SNILS), policy number in the compulsory health insurance system.

Contact data (i.e. data used to interact with me): address of residence, address of location (stay), mobile phone number, landline phone number, email addresses, publicly available profiles on the social network, my identifiers on the Internet messengers; my representatives’ contact details.

Payment data: payment card number, electronic means of payment number, bank account details.

Data about my equipment (devices), used to perform actions on the Internet, to get services from the Operators: data on equipment identifiers, SIM card identifiers, equipment location, cookies, software used in the equipment, technological data provided by the equipment when transferring data (used protocols, IP addresses, etc.). I am aware of the fact my equipment settings may allow my data transferring by my equipment regardless of the current consent and/or termination and the Company’s actions. I fully realize that my equipment settings are subject to my control. Therefore, I realize that I need to independently change my equipment settings, if I wish to stop my data transferring to the Society.

Financial and property data: my income amount, the my expenses amount, my debt amount of data within the financial services contracts, on the payments amount due to me within financial service contracts on my own property, my scoring points data in the Credit Bureau.

Financial transactions data: number data, agreement date, cash flows data within the current agreement, debt occurrence data, debt amount data, including data on the principal debt, interest accrued, sanctions, data on previously signed credit agreements, loan agreements, other agreements and my performance of obligations under them.

My employment and entrepreneurship data: my income sources data, work places data, work addresses data, employees number data in the organization, positions, work experience data; my positions in the legal entities’ management bodies.

My relatives data: information about my marital status, children number, my family members data, my relatives data, other people data, living with me, my neighbors data.

My legal status data: my bankruptcy data, my disqualification data from being able to hold certain positions, on my corporate participation in organizations, beneficial ownership of organizations, citizenship data.

Besides my personal data list includes all other data provided (changed) by me in the obtaining financial services request, as well as in the documents (information) provided by me to the Company, when considering my app for receiving financial services; all other data provided (changed) by me in the questionnaire in the Company’s information system, provided that they are related to identification data.

  1. ACTIONS TAKEN WITH PERSONAL DATA

The Consent is provided to any action or actions set, performed with personal data, including collection, recording, systematization, accumulation, storage, clarification (update, change), extraction, use, transfer (distribution, provision, access), depersonalization, blocking, deletion, personal data destruction and transfer, to the Company’s archive.

Including, but not limited to, the following actions: my anonymized personal data transfer to third parties for the Company to sign an agreement, providing for the claim right assignment within my agreement with the Company, claim right transfer as the pledge, taking actions aimed at returning overdue debt, or vesting with appropriate powers by issuing a power of attorney; the Company negotiating the agreement signing, providing for the claim right assignment within my agreement with the Company, the claim right transfer to pledge, the actions implementation, aimed at returning the overdue debt, or empowering by issuing a power of attorney; my personal data transfer when the Company performs actions aimed at returning overdue debt, transfer (message) of information about me, overdue debt and its collection and any other personal data of mine to third parties, including credit institutions, as well as persons, carrying out activities related to overdue debts return as the main activity, included in the state register; my personal data transfer to the credit bureaus for the Company to provide data to the credit bureaus about my financial service request, to get a report on my credit history by the Company.

  1. PROCESSING PURPOSE AND METHOD

The personal data processing purpose is:

  • the services receipt by me, provided by the Company, and my obligations fulfillment to the Company, including but not limited to the following: registration in the Company’s information system; my service request consideration, my solvency assessment, a decision on my service request, credit/loan agreement fulfillment; providing me with information about my debt, ways to fulfill my obligations to the Company;
  • providing me with information about the Company services;
  • contacts with me as a potential Company's services consumer to promote the Company's services;
  • confirmation of my possession eligibility and use of my email address, mobile phone number, payment card, electronic payment means and my other payment details; notifications and documents receipt, related to financial services contracts; funds receipt from the Company and funds transfer to the Company (loan repayment, interest payment, etc.);
  • interaction with third parties, aimed at returning my overdue debt.

The Consent is provided for sending me information messages as well, including advertising, through the radio communication networks while using mobile operators.

The Consent is provided including for my creditworthiness assessment, my score calculation and / or receipt by the Credit Bureau and/or from the Credit Bureau.

The Consent is provided including for getting acquainted with my data publicly available on the Internet, including data from social networks, as well as, but not limited to, to build mathematical models based on such open data.

Personal data processing method by the Company is automated processing.

  1. CONSENT VALIDITY PERIOD AND ITS TERMINATION

The current Consent is valid for 15 years. The Consent can be terminated by making a written termination on paper, signed with own hand. I must send the current Consent termination document to the Company's address by the postal service. I fully realize that after such a termination, the Company’s representatives still may continue  communicating with me about my debt and other unfulfilled obligations to the Company, and also that the Company is entitled to continue processing my personal data even without my consent, if there are grounds specified in sections 2-11 of part 1 of article 6, part 2 of article 10 and part 2 of article 11 of the Federal Law of 27.07.2006 No. 152-FL «On Personal Data».

My Consent does not prevent me from giving the Company other consent to my personal data processing. My latest Consent, provided to the Company, is valid, namely the only its part, which differs from the Consent, if I have given several consents to the Company with respect to the same personal data of mine. My other consents to my personal data processing don’t not cancel the Consent and change the only it’s part, which specifies it (or obviously follows from the consent texts)